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Get Term Life Insurance Instantly*...
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No Medical Exam - Just a few health questions. No needles, no nurses, no hassle.
- Get up to $500,000 of affordable term life insurance
instantly*
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100% online application complete
in just minutes.
- Instant Approval*
- get your policy in just minutes instead of months
* The above benefits are subject to your qualifying for
insurance coverage.
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Live Customer Quotes |
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| 9/6 7:01 AM
Age: 51
$200,000
$19.33 |
| 9/6 6:59 AM
Age: 51
$500,000
$48.33 |
| 9/6 6:55 AM
Age: 51
$250,000
$33.54 |
| 9/6 6:51 AM
Age: 51
$250,000
$33.54 |
| 9/6 6:26 AM
Age: 53
$250,000
$40.63 |
| 9/6 6:24 AM
Age: 48
$50,000
$5.17 |
| 9/6 6:24 AM
Age: 53
$250,000
$28.96 |
| 9/6 2:51 AM
Age: 39
$100,000
$4.75 |
| 9/6 2:50 AM
Age: 39
$100,000
$4.75 |
| 9/6 2:45 AM
Age: 39
$100,000
$4.75 |
| 9/6 2:44 AM
Age: 39
$100,000
$4.75 |
| 9/6 2:43 AM
Age: 39
$150,000
$7.13 |
| 9/6 2:42 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:42 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:42 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:40 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:39 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:38 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:36 AM
Age: 40
$150,000
$6.00 |
| 9/6 2:21 AM
Age: 56
$50,000
$7.67 |
| 9/6 2:18 AM
Age: 58
$250,000
$47.71 |
| 9/6 1:50 AM
Age: 27
$500,000
$18.33 |
| 9/6 1:49 AM
Age: 27
$500,000
$18.33 |
| 9/6 1:49 AM
Age: 27
$500,000
$18.33 |
| 9/6 1:47 AM
Age: 27
$100,000
$3.67 |
| 9/6 1:32 AM
Age: 60
$100,000
$92.58 |
| 9/6 1:21 AM
Age: 60
$100,000
$92.58 |
| 9/6 0:40 AM
Age: 38
$50,000
$1.71 |
| 9/5 11:57 PM
Age: 55
$250,000
$34.38 |
| 9/5 11:55 PM
Age: 54
$250,000
$45.21 |
| 9/5 11:54 PM
Age: 55
$250,000
$50.42 |
| 9/5 11:51 PM
Age: 55
$250,000
$34.38 |
| 9/5 10:35 PM
Age: 56
$250,000
$38.33 |
| 9/5 10:31 PM
Age: 53
$500,000
$81.25 |
| 9/5 10:28 PM
Age: 60
$300,000
$98.25 |
| 9/5 10:27 PM
Age: 60
$250,000
$81.88 |
| 9/5 10:26 PM
Age: 60
$300,000
$98.25 |
| 9/5 10:19 PM
Age: 55
$250,000
$34.38 |
| 9/5 10:11 PM
Age: 55
$175,000
$24.06 |
| 9/5 9:42 PM
Age: 46
$50,000
$3.04 |
| 9/5 9:09 PM
Age: 34
$500,000
$18.33 |
| 9/5 8:09 PM
Age: 43
$500,000
$31.25 |
| 9/5 8:07 PM
Age: 37
$500,000
$20.83 |
| 9/5 8:04 PM
Age: 37
$500,000
$20.83 |
| 9/5 8:04 PM
Age: 37
$500,000
$20.83 |
| 9/5 8:02 PM
Age: 37
$500,000
$15.83 |
| 9/5 8:01 PM
Age: 37
$500,000
$15.83 |
| 9/5 8:01 PM
Age: 37
$500,000
$15.83 |
| 9/5 8:01 PM
Age: 42
$500,000
$23.33 |
| 9/5 8:00 PM
Age: 37
$500,000
$15.83 |
| Get Your Quote Here |
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Coverage |
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| In the past 12 months have you
used tobacco or nicotine in any form? |
| Yes
No
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Actual Customer Reviews of Smart Life Insurance |
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 4 out of 5 -
- Submitted by For Brad on 08-24-2010
 5 out of 5 -
The process is incredibly effortless. No hassles or jumping
from page to page to get a quick and accurate quote. I have
recommended it to family and friends because it takes all the
unwanted and time consuming hurdles out of the way of obtaining
insurance. - Submitted by Steve T on 07-20-2010
5 out of 5 -
- Submitted by Dennis on 06-21-2010
 3 out of 5 -
- Submitted by scott on 03-31-2010
5 out of 5 -
The Price is reasonable and the Process is Fast and Simple! - Submitted by Gary L. Ray on 03-20-2010
5 out of 5 -
So far they are easy to get in touch with, easy to understand, and a great price to pay for insurance on your
self, good people to talk to. - Submitted by karen on 02-07-2010
4 out of 5 -
I've just barely become acquainted and so some of the above answers reflect my inexperience w/ the
company and product. - Submitted by Kris Whittaker on 12-14-2009
5 out of 5 -
great service.. - Submitted by Dan Holmes on 08-22-2009
5 out of 5 -
- Submitted by Maria on 06-17-2009
4 out of 5 -
Thank you for getting me past a bug in the HSBC web site so I could complete my purchase. - Submitted by Kyle on 05-14-2009
5 out of 5 -
- Submitted by Tiffany Walton on 05-01-2009
5 out of 5 -
It was easy and the price is competetive. - Submitted by Kathy on 03-01-2009
4 out of 5 -
- Submitted by MTW on 02-10-2009
5 out of 5 -
Easy to apply online. - Submitted by Robin, WI on 02-09-2009
5 out of 5 -
I HAD A GREAT EXPERIENCE AND WAS VERY EASY TO GET THRU YOU. THANKS. - Submitted by JENNEFER LAMBERT on 02-06-2009
4 out of 5 -
Never really dealt with an insurance agent for my personal insurance, and I have to say this was a very
good experience for me, and I hope to be a satisfied customer/client for many years to come. Thank you!
- Submitted by Paul E. Armijo on 01-27-2009
5 out of 5 -
Very simple fast and convenient. The only problem I had was
there was some confusion after entering the credit card and the
continuation of the application. - Submitted by Kayla on 01-09-2009
5 out of 5 -
We were amazed at how convenient, quick and easy the process was. We were glad we received the
email and answered it for a quote. Our policy just arrived in the mail yesterday! Thank you for great
service! - Submitted by James B. on 12-28-2008
4 out of 5 -
- Submitted by Becky on 11-25-2008
5 out of 5 -
- Submitted by Cristal on 10-29-2008
5 out of 5 -
- Submitted by Derek on 10-29-2008
5 out of 5 -
- Submitted by Shera on 10-20-2008
4 out of 5 -
- Submitted by DARRIN BREWER on 10-08-2008
3 out of 5 -
- Submitted by Gary L. Henry on 09-16-2008
4 out of 5 -
- Submitted by sally ufie on 09-13-2008
4 out of 5 -
- Submitted by Doug on 09-04-2008
4 out of 5 -
- Submitted by Kolawole Alabi on 08-26-2008
5 out of 5 -
- Submitted by April Hunt on 07-25-2008
4 out of 5 -
t was quick and easy to get a policy from you
Thanks
Mia - Submitted by Mia on 07-16-2008
4 out of 5 -
- Submitted by John McAfee on 07-16-2008
5 out of 5 -
- Submitted by R. Ford on 07-04-2008
4 out of 5 -
- Submitted by Paul Knotter on 07-02-2008
5 out of 5 -
I am a very busy man with three children and a consulting job that has me on the go constantly. When I
asked Judy Brackett what the quickest way to get some life insurance so my wife can rest easier at night
she turned me on to this offering. It was very quick and easy and I was insured within an hours time.
- Submitted by Sean Borner on 07-01-2008
4 out of 5 -
- Submitted by Lager on 06-13-2008
5 out of 5 -
- Submitted by TJ Stricklett on 06-11-2008
5 out of 5 -
- Submitted by JB on 06-09-2008
4 out of 5 -
- Submitted by Phillis on 06-05-2008
5 out of 5 -
Robin Unger was a great help in the process. She answered all of my questions and was really quick to
send each email requested. She made this process really easy. - Submitted by LaShawn C. Blanchard on 05-23-2008
5 out of 5 -
This was the easiest way to buy life insurance. - Submitted by Frank on 04-28-2008
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Insurance Products are: Not a bank deposit Not FDIC insured Not insured by any federal
government agency Not guaranteed by the Bank
SmartLifeInsurance.com is a website owned and operated by SASid, Inc. in accordance with its privacy policy and is not affiliated with HSBC Insurance. is the licensed agent. The term life insurance is issued by Household Life Insurance Company, home office
Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ which are subsidiaries of HSBC North America Holdings, Inc. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The product may not be available in all States. The policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company, or a variation of such. Companies are Rated as "A+ Superior" (2nd Highest Rating of 16) by A.M. Best Company. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.
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Shannon Kennedy, Licensed Agent. CA License # 0D43589 ADV-08-87 (06/08)
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